Tired of surfing ideas on how to withdraw PayPal? Here’s the great news- we have it just for you. Based on our personal experiences, many people are stuck on the conventional way of changing PayPal funds into cash. Nowadays, there are plenty of techniques to achieve this which are more convenient and trouble-free. Below are the best common methods used by the PayPal users.
Withdraw PayPal via Bank Account
| Bank Names | Bank Code |
| ALLIED BANKING CORP | 010320013 |
| ASIA UNITED BANK | 011020011 |
| BANCO DE ORO (& EQUITABLE PCI BANK) | 010530667 |
| BANGKO SENTRAL NG PILIPINAS | 010030015 |
| BANK OF AMERICA | 010120019 |
| BANK OF CHINA | 011140014 |
| BANK OF COMMERCE | 010440016 |
| BANK OF THE PHIL ISLANDS (BPI) | 010040018 |
| CITIBANK N.A. | 010070017 |
| EAST WEST BANK | 010620014 |
| EXPORT & INDUSTRY BANK | 010860010 |
| LANDBANK OF THE PHILS | 010350025 |
| METROPOLITAN BANK & TRUST CO | 010269996 |
| PHIL NATIONAL BANK (PNB) | 010080010 |
| PHIL TRUST COMPANY | 010090039 |
| PHIL VETERANS BANK | 010330016 |
| PRUDENTIAL BANK | 010150018 |
| RIZAL COMML BANKING CORP (RCBC) | 010280014 |
| SECURITY BANK & TRUST CO | 010140015 |
| UNION BANK OF THE PHILS (UBP) | 010419995 |
| UNITED COCONUT PLANTERS BANK | 010299995 |
Procedure:
- Go to www.paypal.com
- Login with your PayPal account
- Click on ‘withdraw fund to your bank account’
- Type the amount and the chosen back account to transfer the funds
- Click ‘submit’ to process
Withdraw PayPal via Credit Card, Debit Card or Prepaid Card
Union Bank EON or eWallet Debit card – A widely used methods in terms of transferring PayPal accounts into cash. Approximately the request lasted to four (4) working days to make available.
Citibank Visa and MasterCard- Payments are charged as “Cash advance” that includes additional fees and monthly interest rates. The other option is to use “over-payment cheque” that has no charged and can be requested from all Citibank branches.
HSBC Visa- Funds are assumed as payments to the credit card. Once there is no credits left, you will have to take the overpayment. Moreover, you can do Cash Advance to get the money. The operation takes 1-2 days to be completed.
Standard Chartered Visa – The transfer of funds can be made by doing cash advance
Metrobank Visa- To transfer Paypal funds, you ougth to do Cash Advance or make a payment to the credit card balance
EPCI Bank Visa Electron- To take this payments, money should be diposited to the bank account.
Withdraw PayPal Using Xoom- Xoom takes the payment to be deposited directly to the bank account and can be withdrawn to all ATM’s however using credit card will take the money to pay off credits.
Withdraw PayPal via I$end- This utilizes the using of Chikka Txt Messenger of getting funds from PayPal. Once the payments were made, funds will be automatically credited into Smart Money account.
Withdraw PayPal via Scriptlance.com- Initially PayPal was withdrawn as e-gold then converted into cash. How? Deposited funds should be taken by Scriptlance account and the balance is taken as an e-gold. Then you can collect the e-gold funds to be converted into cash by means of e-currency exchangers like PinoyGoldeXchange.net.
Withdraw PayPal via PLDT Online- In your Smart Money account; you only need to withdraw the cash directly from verified Paypal or Moneybookers account. The transfer is easy and fast except for the beginners since they need to submit documentations to verify the account.

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Is it possible to activate a paypal account using a metrobank sacings account?? pls confimr thank you
Hi, thanks for all the options here -very helpful info.
Regarding the WITHDRAW PAYPAL VIA PLDT ONLINE option, how does this work exactly?
Thanks,
Roby
@regie Yes you can widthdraw your funds in metrobank account.
@roby you can use your smart money acount in PLDT online
Hello there! Just want to ask if all the codes applies to all branches. For example if i’m using banco de oro, the code will apply to all the branches of BDO?
Is it possible to transfer funds to Philippine National Bank via moneybookers? please help Im desperately need my money in cash, too bad for me as XOOM don’t accept money transfer using paypal which my clients used and don’t have their US credit debit card. PLEASE HELP ME!
Hi i need help. I dont know how to get my money in paypal because my boyfriend send me money using paypal. I already made and account in paypal. But my account access is limited i dont know what to do what does it mean what do i need to do. can u help me please send me email please help me. . .
u can put ur bank statement,like ur atm and send ur valid i.d to proof that the account is yours.
Can I use Smart Money to Encash my money to my paypal account?
Thank You
yes naka withdraw ako ng funds galing sa paypal ko gamit ko smartmoney tested ko na varified ako using smartmoney
Transaction details
Withdraw Funds to a Bank Account (Unique Transaction ID # 7JV07369W66127211)
Total amount:
-P13,026.00 PHP
Fee amount:
P0.00 PHP
Net amount:
-P13,026.00 PHP
Date:
Mar 5, 2011
Time:
09:18:32 GMT+08:00
Status:
Completed
Subject:
Bank Account
Transfer to:
BANCO DE ORO (Confirmed) x-5110
Hi pano to? na verified mo paypal mo tru smartmoney, or na withdraw mo lng paypay balance mo tru this bnk acct.? and how im aware that smartmoney is BDO but paano sa smartmoney ano bank code niya?
how can i get the money through paypal even if i dont have a bank acct.?
hi,
can i still receive money from paypay account if my paypal is not verified? can i use my personal paypal account to some online jobs even if its not verified.
thank you
Hi,
I am a recent paypal user and I got my account verified thru Unionbank EON debit card. I also withdraw my paypal balance through this bank. I noticed however that paypal automatically converts my paypal balance into the Philippine currency. The conversion rate is 1 peso lower than the banks or the money changer rate. Can I withdraw my paypal balance in USD? If yes how do I do that? I was thinking it would be better to withdraw it in USD and then change it at the money changer.
You cannot withdraw your paypal funds in USD as your EON debit card is not a dollar account, unless it is (if there is). Paypal automatically converts your funds to PHP because PHP is your default currency. However, you can change your default currency into other currency (e.g. USD). But, your funds will be converted to PHP when you withdraw it using your EON card since your debit card’s currency is PHP.
thanks so much for the info!
Hello,
Just wanna ask if i can send money to moneybookers via bank deposit?
Thank you.
Hi Guys,
Great article! Very impressive to have all these information. WOW!:) Anyway please allow me to share what I know to Jewel and The Single Sassy Chick,
@Jewel,
You need to verify your account to lift your account limits. Paypal will send an Expanded Use number on the bank account that you linked and you would have to enter those amounts to your PayPal account in order to get verified. You may want to click on this link for you to be guided https://www.paypal.com/helpcenter/main.jsp;jsessionid=1K2LM1LJnxhRRLhTP2KkR5j1Hp8XnMRJg7Hqjzc6yRTptVhtRkps!1870518858?locale=en_US
Hope this helped:)
@ The Single Sassy Chick,
Hi I’m glad you’re using our EON card:) EON card is a peso savings account which means you cannot withdraw your money from PayPal in dollars. Hope this helped:)
Good luck to Kaiser Mangampo. Thank you for sharing stuff like these:)
UnionBank of the Philippines
Twitter: @unionbankph
Facebook: facebook.com/unionbankph.
Hi Guys,
Great news for all our Visa Debit cardholders! Use your card at eBay and get a 5% rebate on all your purchases from July 23 to August 22, 2010. You’ll also get a free 2GO Cargo Coupon when you link your card to PayPal. Click here to know more: http://unionbankph.com/index.php?option=com_content&view=article&id=1840&Itemid=269
Thanks!
UnionBank of the Philippines
I am a first time user of the EON Card. I wonder how long will it take to process the money transfer? I have already completed the transfer from Paypal last August 12 (Thursday) but up until now August 18 (Wednesday), there is no reflected balance on my EON card account…
Is it really true that it only takes up to 4 days to withdraw my completed transaction in Paypal thru EON? Then why is it in my case that it is now taking more than 5 days already?
@Telly Usually, it will took 3-4 Working days but if you are a new EON user and first time to withdraw I guess it will took 1 week.
rcbc bank code is 010280014..
what about rcbc savings bank? is it the same?
thanks!
hi im rodelita
i ask about my money..
how can my money from my paypal account to another bank account….
how can i transfer to another bank account?
has anybody ever tried using the BDO bank code? I called them earlier so i can add my account to paypal what the CS rep gave me was the swift number which were all letters. As far as i know it should be numbers right? Can someone enlighten me please. ^_^ Thanks in advance
I’ve been wanting to withdraw my earnings from my paypal account but I don’t know how to go about it. I don’t have a bank account. How can i get my money and where?
help! bago plng ako sa paypal thing. pano po magfund ng paypal???
Hey, if you cant withdraw your paypal funds. Let me buy them from you.
Check this out: http://buy-paypal.blogspot.com
Philippines only!
I have my UnionBank EON already that is linked and verified with my PayPal account. But whenever I try to withdraw my PayPal balance to my EON account, I always get this error message that I have a limited account and my wire transfer transaction cannot push through. But all is verified already. PayPal even returned the Php100.00 that they have deducted from my EON account. I have a personal account in PayPal but cannot withdraw my balance. What should I do?
Guys, just an update, the Paypal transfer of funds via PLDT Online to Smart Money is temporarily unvailable. I called up the Smart Money hotline and they do not know when it will be available again.
hilo guys! i hope you all help me! how can i look for a better website for online jobs. its hard for me because their are so many scam! plz help me!
if you have an answer of my problem please help me! email me in this sites ruel.bihag@yahoo.com
plz help me
Hi,
For those people having trouble of linking their paypal with their UNIONBANK (error msg something like this… DENIED blah blah..)
all you need to do is go to nearest UNIONBANK and make a deposit to your EON CARD… mine… i deposited 500 pesos.
Hope this helps.
Cheers
For those who have personal account on paypal… you should upgrade it to business in order to withdraw the money.
thanks
even without verifying it?
Yesterday I opened a bank account in PNB Zuper teller. Is this card can be link to paypal? I do not know which card type I will choose in verifying my account in paypal.
the easiest and cheapest option to withdraw paypal funds is via smart money card. 100 lang ang card then magload lang ng a150 sa smart money account mo para maverify ang paypal accnt mo. simple as that. wag na kayong magopen ng kahit anong bank account. just have a smart mobile number and valid ID… you;re good to go!
eh papano mo ililink yun sa paypal? at pano mo makukuha ang EXPUSE??? cge nga?
just make sure you ask the agent to make all the steps for you para verifying paypal na lang ang gagawin nyo. bring your phone and card with you sa smart center.
Good Day!
I would like to ask your kind assistance on how can i transfer my account in Pay Pal to my BPI bank account…How long it will take if it is possible? Thanks in a million…
hi Kiroz! This reply is really late but it might help some others who are passing by so i’ll just post it. Based on the list above, BPI’s bank code is 010040018. I think my reply to chino applies to your question as well. i’ll paste it here for you:
“…just copy the bank code. log in to your Paypal account. go to “My Account” (tab) then click the “Withdraw” (tab) and you’ll see some details. Look for “To” which refers to the bank account you’ll be sending your money. Then click “Add bank account” and then enter the bank code of your bank. Each bank has a corresponding transfer fee that will be charged to you. Paypal also has its own conversion rate. Be mindful of those details when withdrawing. I hope this helps!”
It takes 2-4 business days. I’ve tried it with BDO twice and it only took something like 48 hours.
will the codes work with bdo cash cards? tnx
))
i wanna know how is it possible to withdraw paypal funds via pldt online… please help i’m so desperate.
how can i withdraw my funds using smart money ?
Hi, i just opened a paypal account. and im having trouble withdrawing the money to my bpi express account. the money deposited in my paypal account is in USD, how can i transfer it to my bpi account, i keep getting error messages when i try to do that. Help!
hello! can i use wire transfer even if my paypal isnt verified? thanks!
can i withdraw funds from my PayPal account to a Rural Bank near me?
hi chino,
Each bank has a corresponding transfer fee that will be charged to you. Paypal also has its own conversion rate. Be mindful of those details when withdrawing. I hope this helps!
if i understood your question right then here’s my reply.:
it depends which bank. check the list of banks above. if your bank is on that list, then yes you can. just copy the bank code. log in to your Paypal account. go to “My Account” (tab) then click the “Withdraw” (tab) and you’ll see some details. Look for “To” which refers to the bank account you’ll be sending your money. Then click “Add bank account” and then enter the bank code of your bank.
Hi, may I know how much is the withdrawal amount for paypal to BDO? Anyone tried withdrawing from paypal to BDO savings?
can you help me how to transfer the money in my paypal account to my bank account? i tried to do it, but it cant proceed to submission. my money is P4,660.72 PHP. i enter 500.00 but its not working.
I link my eon on paypal…Now i have money over my paypal account, Im just confused about where to withdraw my money..Its either withdraw to my account or withdraw to my card.I dont know whats the difference between the both…If i choose to withdraw to my bank account is it possible for me to withdraw it to ATM? Or i need to get direct to UBP branch to withdraw it?Hope you reply as soon as possible…Thanks!
hi, i just want to ask if i can withdraw my paypal money to a Land Bank account which is not actually mine? o dapat nakapangalan sakin yun bank account na pagwwithdrawhan ko ng paypal money? THANKS IN ADVANCE!
NICE ARTICLE BTW. =)
Thank you paypal na recieved ko na withdraw using my smartmoney
Transaction details
Withdraw Funds to a Bank Account (Unique Transaction ID # 7JV07369W66127211)
Total amount:
-P13,026.00 PHP
Fee amount:
P0.00 PHP
Net amount:
-P13,026.00 PHP
Date:
Mar 5, 2011
Time:
09:18:32 GMT+08:00
Status:
Completed
Subject:
Bank Account
Transfer to:
BANCO DE ORO (Confirmed) x-5110
ngayon ko na recieved 2 working days lang varified ako sa paypal click on withdraw bank send sila ng small deposit para ma confirmed ka txt sa cp mo using smartmoney sana naka help eto sa inyo na gusto maka recieved payment galing sa paypal tested ko na eto
hi pano mg withdraw sa paypla help naman oh my account ako peo ndi ko namn ma withdraw ung pera huh help nman pls
hi! does anyone know if there’s a way I can withdraw my Paypal funds as is, in US$? I have a US$ account here in the Philippines and I’m willing to open a new one with another bank if necessary. But I’m thinking there might not be a way to transfer money to a US$ account because Paypal only transfers to peso accounts? If I’m wrong, somebody please enlighten me. I don’t want to convert my money to peso then to dollars again. Thanks!
Thank you very much for the information, Kaiser. I was just wondering how come the bank personnels cannot give this 9 digit bank code? I checked with BPI and BDO as well and according to the officer, they do not have such routing number. What they have is a swift code which is less than 9 digits and is not acceptable with Paypal transaction. Was told that 9 digit number is only good within US transactions. And funny that they do not know their bank is linked to Paypal, huh ?
I was amazed where you got these bank codes ! Salute to you Kaiser.
What can I say, Banks here in the Phils sucks. Worst about it is that their agents are clueless about bank codes for Paypal. I think they should orient their agents about this matter…shame on them. They are pros, they should know better! pinapahirapan nila ang mga customers nila! mga walang hiya! Kelangan paba mag-rally para lang mapadali ang buhay naten?! the hell!?
Hello guys,
I have linked my bank acct and Bank sa Paypal but Why can’t I still withdraw funds to my bank acct?
It says, ” The amount you are trying to withdraw is greater than your withdrawal limit. Please link and confirm a debit or credit card to lift”?
Ng mag-try ako magwidraw, eh may paypal say’s my “limits” pa rin ako?
Bat ganun, sabi ng iba basta may bank acct ako verified na ako and wala ng limit…?
Do I really have to linked credit/debit card?
Can anyone please, Tell me what’s wrong and right please…I’m confused and frustrated…I’ve been figuring this out for years…Gusto ko na mag suicide…huhuhu…
Hi Mercy,
I have the same problem and question…. I wonder who will be able to help us ???? I have written that question but apparently, it was not posted here….